The Family Home Guarantee

20 July 2021

The Family Home Guarantee is an Australian Government initiative that aims to support eligible single parents with at least one dependent child in purchasing a family home.

From 1 July 2021, 10,000 Family Home Guarantees will be made available over four financial years to 30 June 2025, to eligible single parents with at least one dependent child, subject to their ability to service a loan.


The Family Home Guarantee can be used to build a new home or purchase an existing home with a deposit of as little as 2% regardless of whether that single parent is a first home buyer or a previous home owner. Investment properties are not supported by the Family Home Guarantee.

The team at
Mulcahy & Co Loans & Finance can assist you with claiming this guarantee – call today to make an appointment.


2021-2022 Fact Sheet (PDF approx. 800kb)

Latest News

Award Winning Mortgage Brokers
1 December 2025
We’re thrilled to announce that five of our M Group brokers have made the Victorian Excellence List for 2025 for aggregator LMG. This milestone puts our brokers in the top 10% of brokers in VIC and TAS , a reflection of their outstanding performance, and commitment to their clients, with over $50M in settlements or more than 150 loans written in 2025. • Neil McCahon • Warren Freeman • Liam Nankervis • Evette Turlan • Chris Dwye r They've all earned this through hard work, strong relationships, and a relentless focus on helping clients. We are all incredibly proud of their efforts and those of their support team inside our Lending division. To talk to one of our award winning brokers about your home, commercial or business equipment loan, go to: https://www.mgroup.partners/lending-team Click images below for larger versions.
Liam Nankervis announced as Partner
12 November 2025
We are excited to announce that Liam Nankervis is now a partner with the M Group. Liam works with our Lending team as a Finance Broker in our Geelong office and has been with M Group for over 6 years.
Introducing M Group (Formerly Mulcahy & Co)
31 October 2025
After 27 years of dedicated service as Mulcahy & Co, we are proud to unveil the next evolution of our business: M Group.
Sperannuation tax changes for large balances
by Adam Foale 15 October 2025
The government has announced it will make some practical changes to its proposed tax changes for people with large super balances (over $3 million) that will now take effect from 1 July 2026.
Show More