Financial Planners

Being licensed directly with ASIC allows our Financial Planning division to tailor advice specific to your needs.

M Group’s financial planning branch is licensed directly with the Australian Securities & Investment Commission (ASIC). No other organisation, financial provider or investment company has ownership or control over the decision-making of our financial planners and financial advisers.


Our ASIC licence allows our team of financial advisers and financial planners to tailor advice specific to clients’ needs.


There is any number of reasons people might need a financial adviser or financial planner. You could be in a strong position financially, need help managing your money or you’re planning to retire or invest, the list goes on. Unless you have the time and knowledge, it is always useful to seek professional advice on financial planning. At M Group, we offer exactly that – professional financial services with expert financial advisers and financial planners.

Our respected team of financial advisers and financial planners specialise in financial planning for a range of needs, including: 


  • Personal investment advice
  • Pre-retirement and retirement planning
  • Direct share broking
  • Personal superannuation advice
  • Employer/corporate superannuation services
  • Negative gearing investment advice
  • SMSF advice
  • Aged care planning
  • Personal insurance such as life insurance, total and permanent disability (TPD), trauma, income protection and/or business expenses insurance cover
  • Centrelink and pension planning advice

 

Choosing a financial adviser is made easy with M Group. From the minute you first make contact with us, you’ll be confident you are dealing with the best financial planning firm.

2025 Markets in Review: 
A Year of Surprises and Paradoxes

2025 was defined by sharp market shifts, changing leadership across global markets and powerful capital flows — this is how our portfolios were positioned through the year.

Weekly update from our research partner Investsense



Investment Update | M Group

WHAT: The RBA hiked to 4.35% this afternoon, taking rates back to where they were a year ago.

WHY:  The board cited higher fuel prices and early signs of second-round inflation effects, warning underlying inflation will peak at 3.8% in the June quarter. Growth forecasts were cut sharply, with GDP now expected at just 1.3% in 2026, and those baseline forecasts assume oil averages US$100, well below today's US$114.

WHAT: April was an extraordinary month for equities, with US indices closing at fresh all-time highs.

WHY: The Nasdaq surged 16.3% and the S&P 500 added 10.8% over the month, the latter's fifth consecutive weekly gain carrying it back above its pre-war level. The rally was driven by a strong earnings season and the stealth liquidity dynamic Andrew Hunt outlined last week.

WHAT:  Then Sunday happened. Iran launched missiles and drones against the UAE, striking the Fujairah pipeline that carries 1.8 million barrels per day of UAE crude.

WHY:  The extent of damage to the pipeline infrastructure remains unknown. Brent jumped 4.7% to US$113, Polymarket now prices only a 20% chance of the Strait reopening by end of May, and US equities pulled back from their record highs.

WHAT: The gap between oil futures and physical crude prices signals markets are yet to price the full supply shock.

WHY: Before Sunday's strike, physical barrels of Gulf-grade crude were already trading at US$140-150, far above the US$108 Brent futures price, a gap that reflects the market's faith in a resolution that has not materialised. Fuel rationing is already under way across parts of Asia, and half of global refining capacity depends on Gulf supply.

Financial Planning

Financial Planning Services

Personal & Business Insurance

Protect yourself, your family and your business. From life insurance, to income protection, to business expenses insurance, we've got you covered.

Share Market Trading

For those with available cash, times like now when asset values are low typically present a good time to invest.

Retirement Planning

Retirement planning is essential to ensure you have the right strategies in place for a comfortable retirement.

Superannuation

Contributing to your Superannuation can be tax effective while also helping to ensure you have enough money to retire comfortably when the time comes.

Aged Care Assistance

Australian Government funded aged care services are available to those aged 65+ or from the age of 50 and above for Aboriginal and Torres Strait Islander people.

Investment Advice

There are a lot of options out there for investing your money. Our qualified Financial Planners are equipped with all the latest knowledge to suit your situation.

Monthly Performance Updates

Download the Monthly Performance Reports from our Investment Portfolios here.

Financial Services Guide

Download the Monthly Performance Reports from our Investment Portfolios here.

Latest Financial Planning Updates

Sperannuation tax changes for large balances

Changes to How Super Earnings Are Taxed for Large Balances

by Adam Foale • 15 October 2025
The government has announced it will make some practical changes to its proposed tax changes for people with large super balances (over $3 million) that will now take effect from 1 July 2026.
Navigating Inheritances | M Group

5 key things to know about new Aged Care fees

by Adam Foale • 10 October 2025
Big changes are on the way for aged care, with new rules starting from 1 November 2025. Understanding the fees and making the right financial decisions is critical.
Hiring Employees | Episode 78 FS360 Podcast

Episode 78 FS360 Podcast - Hiring Employees

by Adam Foale • 28 April 2025
When it comes to hiring employees, factors such as employer responsibilities, recruitment and employee onboarding play an important part in the process. Speaking with Gavin Nash on the FS360 Podcast, Natalie Grohn from Evolve Online Bookkeeping outlined the other important factors to be considered in the hiring process.
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Don't take our word for it...

M Group Financial Planning

I have absolutely no doubt Lynde is one of the very best in her industry.


As part of the ageing process what to do with my nest egg savings and superannuation I found to be quite stressful and as the time got closer to accessing it the more I Googled and read about my choices the more confused I got. Lynde's awesome work ethic, excellent product knowledge and caring nature has enabled us to create a portfolio that really works well and suits our needs making this whole process a whole lot easier.


Thanks Lynde for your continued efforts and please keep up the brilliant work you and your experienced team do as we really do appreciate it. 


~ G & L

M Group Financial Planning