Financial Planning Services

M Group’s financial planning branch is licensed directly with the Australian Securities & Investment Commission (ASIC). No other organisation, financial provider or investment company has ownership or control over the decision-making of our financial planners and financial advisers.

Our ASIC licence allows our team of financial advisers and financial planners to tailor advice specific to clients’ needs.

There is any number of reasons people might need a financial adviser or financial planner. You could be in a strong position financially, need help managing your money or you’re planning to retire or invest, the list goes on. Unless you have the time and knowledge, it is always useful to seek professional advice on financial planning. At M Group, we offer exactly that – professional financial services with expert financial advisers and financial planners.

Our respected team of financial advisers and financial planners specialise in financial planning for a range of needs, including:

Personal investment advice
Pre-retirement and retirement planning
Direct share broking
Personal superannuation advice
Employer/corporate superannuation services
Negative gearing investment advice
SMSF advice
Aged care planning
Personal insurance such as life insurance, total and permanent disability (TPD), trauma, income protection and/or business expenses insurance cover
Centrelink and pension planning advice

Choosing a financial adviser is made easy with M Group. From the minute you first make contact with us, you’ll be confident you are dealing with the best financial planning firm.

Weekly update from our research partner Investsense

Last updated 8 Sept 2026

WHAT: RBA Assistant Governor Hunter said the Board "may well have to raise rates" if inflation runs stronger than forecast.

WHY: The hawkish tone came despite major banks reporting credit demand down 15-20% and business conditions turning negative for the first time in six years.

WHAT: Brent crude ran to an intraday US$110 before closing just below US$105.

WHY: Continued escalation around Iran and a further 1.9 million barrel a day drop in Saudi output drove the spike. The move fed directly into bond markets, with US ten-year yields touching 4.97% and the 30-year reaching its highest since 2007.

WHAT: US core CPI printed near 0.3% month-on-month against a 0.2% consensus, pushing odds of a Fed hike this week from around 60% to near 90%.

WHY: The ECB has already delivered its own 25 basis point increase and a Bank of Japan move is widely expected this week. Rate hikes are now the direction of travel across all three major central banks simultaneously.

WHAT: AI-related capital expenditure is increasingly being funded in bond markets, with global AI capex estimated near US$1 trillion next year and close to US$4 trillion by 2030.

WHY: Hyperscaler credit spreads have roughly tripled over twelve months yet are still relatively narrow compared to what they can afford. A large and largely price-insensitive new borrower arriving alongside government deficits is one reason long yields are grinding higher rather than mean-reverting.

Listen to the Investsense podcast for weekly updates:

Apple: https://podcasts.apple.com/au/podcast/the-investsense-podcast/id1497076117

Spotify: https://open.spotify.com/show/3xR4Vjn77KBpVOj2N15r1p

Latest Financial Planning Updates

Understanding Human Capital vs Physical Capital: A Practical Guide to What Matters When Building Long-Term Wealth

19 June 2026

When it comes to financial planning, one of the most powerful, and often overlooked concepts is the relationship between human capital and physical (investment) capital.

An economic update from our research partners InvestSense

10 June 2026

Did you know our Financial Planning division engage a research partner to assist their advisors in keeping up to date with the latest information in local and international economics? The partner is InvestSense and Jonathan Tolub from InvestSense attended the recent Investment Committee Meeting held in the Ballarat office. Our Marketing division filmed and edited the 16 minute presentation and you can watch it below. To talk to one of our Financial Planners about the Share Market, contact us here.

Why licensed aged care advice matters more than ever

2 June 2026

When an older person needs aged care, decisions are often made quickly. Read more to find out why licensed aged care advice is so important.

Don't take our word for it...

I have absolutely no doubt Lynde is one of the very best in her industry.

As part of the ageing process what to do with my nest egg savings and superannuation I found to be quite stressful and as the time got closer to accessing it the more I Googled and read about my choices the more confused I got. Lynde's awesome work ethic, excellent product knowledge and caring nature has enabled us to create a portfolio that really works well and suits our needs making this whole process a whole lot easier.

Thanks Lynde for your continued efforts and please keep up the brilliant work you and your experienced team do as we really do appreciate it.

~ G & L

Financial Planners

Being licensed directly with ASIC allows our Financial Planning division to tailor advice specific to your needs.

Weekly update from our research partner Investsense

Last updated 8 Sept 2026